FXIFY sells several evaluation paths with different loss limits — a 6% trailing drawdown on the 1-Phase, 10% on the 2-Phase, and daily limits from 3% to 8% depending on the program — so the right lot size depends on which account you bought as much as on your balance. This calculator returns the lot size for any stop and risk; the tables below tell you which risk level fits each FXIFY program.
How this calculator is set up for FXIFY
The defaults assume a $100,000 account, 1% risk and a 20-pip stop at $10 per pip per lot — correct for EUR/USD, GBP/USD and other USD-quoted majors. Set the balance to your account and the risk to your program using the guidance below. For gold, indices, oil or JPY pairs use the symbol-specific calculators at the bottom of the page.
FXIFY programs and their loss limits
Published figures as of 2026. FXIFY has revised its drawdown models more than once — the 2-Phase moved from static to trailing in 2026 — so confirm the rules on the account you hold.
| Program | Profit targets | Daily loss | Maximum drawdown | Drawdown type |
|---|---|---|---|---|
| 1-Phase | 10% | 5% (3% on some variants) | 6% | Trailing |
| 2-Phase | 10% then 5% | 5% | 10% | Trailing (from 2026) |
| Instant Funding | — | 8% | Program-specific | — |
Some FXIFY accounts also carry a 30% consistency rule on payouts: no single day may exceed 30% of the profit being withdrawn. In sizing terms it rewards steady 1–2% days over one large one.
The lot size formula with FXIFY numbers
Lot size = (Account balance × Risk %) ÷ (Stop loss in pips × Pip value per lot)Example 1 — 2-Phase, $100K: 1% risk, 20-pip stop on EUR/USD.
- Risk amount: $1,000
- Loss per lot: $200
- Lot size: 5.00 lots
Example 2 — 1-Phase, $100K: the 6% trailing drawdown argues for 0.5% risk. 30-pip stop on GBP/USD.
- Risk amount: $500
- Loss per lot: $300
- Lot size: 1.67 lots
Example 3 — 1-Phase, $25K: 0.5% risk, 20-pip stop.
- Risk amount: $125
- Loss per lot: $200
- Lot size: 0.63 lots
Matching risk per trade to your program
| Risk per trade | 3% daily | 5% daily | 6% max (1-Phase) | 10% max (2-Phase) |
|---|---|---|---|---|
| 1.0% | 3 | 5 | 6 | 10 |
| 0.5% | 6 | 10 | 12 | 20 |
| 0.25% | 12 | 20 | 24 | 40 |
On the 1-Phase, 1% risk gives six consecutive losses for the whole evaluation — and because the drawdown trails, a good run followed by a bad one uses them faster. 0.5% is the realistic ceiling there. On the 2-Phase, 1% is workable; many traders cut to 0.5% after two losses in a session.
Trailing drawdown changes the arithmetic
A trailing maximum follows your peak balance. On a $100K 1-Phase account you start with $6,000 of room; after banking $3,000 of profit the floor has risen by $3,000 and you still have $6,000 of room — but a $3,000 loss now takes you back to the start with only $3,000 left before failure. Profit does not widen the buffer the way it does on a static account. Size as if every day were the first day.
Common sizing mistakes on FXIFY accounts
- Sizing a 1-Phase account like a 2-Phase. The lot size that fits a 10% maximum is nearly twice too large at 6%.
- Scaling up after a profitable week. On a trailing model the floor moved with you; larger positions put the account at more risk, not less.
- Same lots on gold as on EUR/USD. Gold's dollar-per-pip and range are far larger. Use the XAU/USD calculator.
- Sizing on the chart stop. Add spread and slippage before dividing.
- One oversized winner. A day that is 40% of your profit fails the 30% payout consistency rule; you carried the risk and cannot withdraw the result.
Track your FXIFY evaluation in Fips
Fips's free trading journal records each trade with its R-multiple and running daily P&L, and its account analysis view shows your best day as a share of total profit — the number the 30% rule checks. Connect an MT4, MT5 or cTrader account and trades import automatically. Backtest the strategy first to read its worst losing streak; on a 6% trailing account that number decides whether 1% or 0.5% is survivable.
Frequently asked questions
What lot size should I use on a $100K FXIFY account?
At 1% risk and a 20-pip stop on a USD-quoted major, 5 lots; at 0.5%, 2.5 lots; at a 40-pip stop, half of each. Match the risk to your program's drawdown first.
Is FXIFY's drawdown static or trailing?
Trailing on the 1-Phase and, since 2026, on the 2-Phase as well. The floor rises with your peak balance and does not fall back.
Does the daily loss include floating losses?
Yes. It is measured on equity, so open positions count in real time.
Should I risk less on the 1-Phase than the 2-Phase?
Yes. The 6% trailing maximum gives roughly half the room of the 2-Phase's 10%, so halve the risk per trade to keep the same number of losses in reserve.
Fips is not affiliated with, endorsed by or sponsored by FXIFY. The rule figures on this page are the firm's published terms as of 2026 and can change without notice; verify them on the firm's own website before trading.