FundedNext's Stellar accounts use a 5% daily loss limit and a 10% maximum loss that is static — the floor is fixed in dollars when you start and never moves up, so every dollar of profit you bank widens your buffer. That changes how you should size: conservative early, and only slightly less so once profit has built a cushion. This calculator is preloaded with FundedNext defaults; enter your balance, risk and stop and it returns the lot size that keeps one loss inside the plan.
How this calculator is set up for FundedNext
The defaults reflect a $100,000 Stellar account risking 1% per trade with a 20-pip stop at $10 per pip per lot — correct for EUR/USD, GBP/USD and other USD-quoted majors. Change the balance to $6K, $15K, $25K, $50K or $200K to match your account. For gold, indices, oil or JPY pairs use the symbol-specific calculators linked at the bottom of the page.
FundedNext rules that decide your lot size
Published Stellar parameters as of 2026. FundedNext runs several account types with different targets, so confirm the figures on the plan you hold.
| Rule | Stellar 2-Step | Notes |
|---|---|---|
| Profit target | 8–10% Phase 1, 5% Phase 2 (plan-dependent) | Minimum 5 trading days per phase |
| Maximum daily loss | 5% | Measured on the day's starting balance/equity, resets 00:00 ET |
| Maximum loss | 10% | Static — fixed at 90% of the initial balance |
| Consistency rule | No single trade above 50% of total profit | Applies to the profit that counts toward the target |
| Profit split (funded) | up to 90% | — |
The static maximum is the friendliest drawdown model in the industry: a $100K account has a $90,000 floor on day one and still has a $90,000 floor after you have made $5,000. The daily limit does not benefit from that cushion — it resets every day against that day's starting equity.
The lot size formula with FundedNext numbers
Lot size = (Account balance × Risk %) ÷ (Stop loss in pips × Pip value per lot)Example 1 — the default: $100,000, 1% risk, 20-pip stop on EUR/USD.
- Risk amount: $100,000 × 0.01 = $1,000
- Loss per lot: 20 × $10 = $200
- Lot size: $1,000 ÷ $200 = 5.00 lots
Example 2 — $25K account, tighter stop: 1% risk, 12-pip stop on EUR/USD.
- Risk amount: $250
- Loss per lot: 12 × $10 = $120
- Lot size: $250 ÷ $120 = 2.08 lots
Example 3 — $200K account, 0.5% risk: 30-pip stop on GBP/USD.
- Risk amount: $1,000
- Loss per lot: 30 × $10 = $300
- Lot size: 3.33 lots
Sizing to the 5% daily limit and the consistency rule
Two constraints shape FundedNext sizing. The daily limit sets how many stop-outs you can take in a session:
| Risk per trade | Losses before a 5% daily breach | Losses before a 10% max breach |
|---|---|---|
| 2.0% | 2 | 5 |
| 1.0% | 5 | 10 |
| 0.5% | 10 | 20 |
The consistency rule sets a ceiling on the upside: no single trade may contribute more than 50% of your total profit. If your target is 8% on $100K ($8,000), one trade cannot bank more than $4,000 of it. At 1% risk and a 3R winner that is $3,000 — fine. At 3% risk and a 3R winner it is $9,000, which breaks the rule and does not count. Sizing at or below 1% keeps you on the right side of both constraints.
Common sizing mistakes on FundedNext accounts
- Treating the static floor as a licence to size up. Profit widens the maximum-loss buffer, not the daily buffer. A 5% daily limit is the same on day 30 as on day 1.
- Big swings that trip the consistency rule. A single oversized winner can be excluded from the target, which means you took the risk and got none of the credit.
- Same lots on gold as on EUR/USD. Gold's dollar-per-pip and daily range are both much larger; use the XAU/USD calculator.
- Sizing on the chart stop. Add spread and slippage before you divide.
- Open positions through the 00:00 ET reset. A floating loss counts against the new day's limit from the first minute.
Track your FundedNext challenge in Fips
Fips's free trading journal logs every trade with its R-multiple, keeps a running daily P&L against the 5% line, and shows which setups have been generating the losses. Connect an MT5 or cTrader account and trades import automatically. Use the backtesting tools to read a strategy's worst losing streak before you pay for an evaluation — if it has strung five losses together historically, a 1% model is at the edge of the daily limit and you should know that in advance.
Frequently asked questions
What lot size should I use on a $100K FundedNext account?
At 1% risk and a 20-pip stop on a USD-quoted major, 5 lots; at 0.5% risk, 2.5 lots; at a 40-pip stop, half of each. The lot size follows the stop and the risk, not the account alone.
Is FundedNext's drawdown static or trailing?
On Stellar accounts the maximum loss is static: the floor is fixed at 90% of the initial balance and does not rise with profit. The daily limit resets each day on that day's starting equity.
Does the 50% consistency rule affect position sizing?
Yes. A single trade cannot make up more than half of the profit that counts toward the target, so oversized winners are wasted risk. Keeping risk at or below 1% per trade keeps a typical 2–3R winner well inside the rule.
Does the daily loss include floating losses?
Yes. It is measured on equity, so open positions count in real time.
Fips is not affiliated with, endorsed by or sponsored by FundedNext. The rule figures on this page are the firm's published terms as of 2026 and can change without notice; verify them on the firm's own website before trading.