FTMO rules 2026: daily loss, max loss, consistency, news
The rules of every FTMO program we track (4), taken from the firm's official pages. Last checked on Oct 29, 2026.
FTMO programs at a glance
Percentages refer to the initial account balance. "—" means the value could not be verified.
FTMO Challenge 2-Step (Standard)
- Profit target
- 10% / 5%
- Daily loss
- 5%from the balance at resetresets 00:00 CE(S)T
- Max loss
- 10%static
- Min. days
- 4 daysper phase
- Time limit
- Unlimited
- Profit split
- 80% – 90%
- Consistency
- Eval: NoneFunded: None
- News / weekend
- News: restricted when fundedWeekend: not when funded
Verified Oct 29, 2026
Firm notes
Daily: equity may not fall below the 00:00 CE(S)T balance minus 5% of initial capital. Max loss: equity may not fall below initial capital minus 10%. Funded account: no trading 2 min around restricted news; close before the weekend. Fee refundable. 90% via Scaling Plan or Premium Programme.
Official sources
FTMO Challenge 2-Step (Swing)
- Profit target
- 10% / 5%
- Daily loss
- 5%from the balance at resetresets 00:00 CE(S)T
- Max loss
- 10%static
- Min. days
- 4 daysper phase
- Time limit
- Unlimited
- Profit split
- 80% – 90%
- Consistency
- Eval: NoneFunded: None
- News / weekend
- News: allowedWeekend: allowed
Verified Oct 29, 2026
Firm notes
Swing: no news or weekend restrictions, including on the funded account; 1:30 leverage. Only on 2-Step; a Standard account cannot be converted to Swing.
Official sources
FTMO Challenge 1-Step
- Profit target
- 10%
- Daily loss
- 3%from the balance at resetresets 00:00 CE(S)T
- Max loss
- 10%end-of-day trailing
- Min. days
- None
- Time limit
- Unlimited
- Profit split
- 90%
- Consistency
- Eval: 50%Funded: 50%
- News / weekend
- News: restricted when fundedWeekend: not when funded
Verified Oct 29, 2026
Firm notes
Max loss = highest 00:00 CE(S)T balance of any previous day (or initial capital if higher) minus 10% of initial capital; it only ratchets up and resets after a Reward. Consistency (accounts ordered from 12 Oct 2026): best day must be 50% or less of total profit to pass or to get a Reward; exceeding it is not a breach, you keep trading. Older accounts keep the Best Day Rule (50% of positive days' profit). Fee not refunded.
Official sources
FTMO Instant Account
- Profit target
- None
- Daily loss
- 3%from the balance at resetresets 00:00 CE(S)T
- Max loss
- 10%intraday trailing
- Min. days
- None
- Time limit
- Unlimited
- Profit split
- 90%
- Consistency
- Funded: 30%
- News / weekend
- News: —Weekend: —
Verified Oct 29, 2026
Firm notes
Marked "New" by FTMO: no evaluation, the FTMO Account is active on purchase. Max loss trails the highest closed balance in real time (balance-based, open profit does not move it) and does not reset after a Reward. Consistency for a Reward: best day 30% or less of total profit, measured again from zero after each Reward. News and weekend rules for Instant are not spelled out on the pages checked.
Official sources
How FTMO measures the daily loss
The daily limit is where most challenges are lost. What counts, from which balance, and when it resets:
- FTMO Challenge 2-Step (Standard): counted from the balance recorded at the daily reset, resets at 00:00 CE(S)T.
- FTMO Challenge 2-Step (Swing): counted from the balance recorded at the daily reset, resets at 00:00 CE(S)T.
- FTMO Challenge 1-Step: counted from the balance recorded at the daily reset, resets at 00:00 CE(S)T.
- FTMO Instant Account: counted from the balance recorded at the daily reset, resets at 00:00 CE(S)T.
Size your FTMO trades before you place them
The FTMO calculator turns your balance, risk per trade and stop loss into a lot size, so a single loss stays inside the daily limit. It is free and works without an account.
Related guides
FTMO rules: frequently asked questions
FTMO Challenge 2-Step (Standard): 5% (from the balance at reset, resets 00:00 CE(S)T). FTMO Challenge 2-Step (Swing): 5% (from the balance at reset, resets 00:00 CE(S)T). FTMO Challenge 1-Step: 3% (from the balance at reset, resets 00:00 CE(S)T). FTMO Instant Account: 3% (from the balance at reset, resets 00:00 CE(S)T).
FTMO Challenge 2-Step (Standard): 10% (static). FTMO Challenge 2-Step (Swing): 10% (static). FTMO Challenge 1-Step: 10% (end-of-day trailing). FTMO Instant Account: 10% (intraday trailing).
FTMO Challenge 2-Step (Standard): counted from the balance recorded at the daily reset, resets at 00:00 CE(S)T. FTMO Challenge 2-Step (Swing): counted from the balance recorded at the daily reset, resets at 00:00 CE(S)T. FTMO Challenge 1-Step: counted from the balance recorded at the daily reset, resets at 00:00 CE(S)T. FTMO Instant Account: counted from the balance recorded at the daily reset, resets at 00:00 CE(S)T.
FTMO Challenge 2-Step (Standard): None (Eval), None (Funded). FTMO Challenge 2-Step (Swing): None (Eval), None (Funded). FTMO Challenge 1-Step: 50% (Eval), 50% (Funded). FTMO Instant Account: 30% (Funded).
FTMO Challenge 2-Step (Standard): restricted when funded. FTMO Challenge 2-Step (Swing): allowed. FTMO Challenge 1-Step: restricted when funded.
FTMO Challenge 2-Step (Standard): not when funded. FTMO Challenge 2-Step (Swing): allowed. FTMO Challenge 1-Step: not when funded.
FTMO Challenge 2-Step (Standard): 4 days (per phase). FTMO Challenge 2-Step (Swing): 4 days (per phase). FTMO Challenge 1-Step: None. FTMO Instant Account: None.
FTMO Challenge 2-Step (Standard): 80% – 90%. FTMO Challenge 2-Step (Swing): 80% – 90%. FTMO Challenge 1-Step: 90%. FTMO Instant Account: 90%.
Rules at other prop firms
Rules change often. Always check the current rules on the firm's own website before you buy a challenge. Fips is not affiliated with, sponsored by or endorsed by any of these firms, and nothing on this page is financial advice.
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