Funding Pips rules 2026: daily loss, max loss, consistency, news
The rules of every Funding Pips program we track (4), taken from the firm's official pages. Last checked on Oct 29, 2026.
Funding Pips programs at a glance
Percentages refer to the initial account balance. "—" means the value could not be verified.
2 Step Standard
- Profit target
- 8% / 5%
- Daily loss
- 5%configurable: 5% / 3%from higher of balance/equityresets 00:00 UTC+3
- Max loss
- 10%static
- Min. days
- 3 daysper phase
- Time limit
- Unlimited
- Profit split
- 60% – 100%
- Consistency
- Eval: NoneFunded: 35%
- News / weekend
- News: restricted when fundedWeekend: not when funded
Verified Oct 29, 2026
Firm notes
Daily loss 5%, or 3% as a checkout option (then no minimum days). 10% Phase-1 target retired 24 Jul 2026. Split by reward cycle: weekly 60%, bi-weekly 80%, on demand 100%; on demand needs a 35% consistency score and 7 profitable days (0.5%+), weekly and bi-weekly have no consistency rule. Master: no overnight or weekend holding without the Swing add-on; profit from trades opened or closed 5 min around high-impact news is deducted. The Profit Concentration Policy is now listed only under Legacy Rules.
Official sources
2 Step Pro
- Profit target
- 6% / 6%
- Daily loss
- 3%from higher of balance/equityresets 00:00 UTC+3
- Max loss
- 6%static
- Min. days
- None
- Time limit
- Unlimited
- Profit split
- 80% – 100%
- Consistency
- Eval: NoneFunded: 35%
- News / weekend
- News: restricted when fundedWeekend: not when funded
Verified Oct 29, 2026
Firm notes
No minimum trading days for accounts bought or reset from 26 Aug 2026 (older accounts keep 1 per phase). Split: weekly 80%, or on demand 100% with a 35% consistency score. Master: no overnight or weekend holding without the Swing add-on. The Profit Concentration Policy is now listed only under Legacy Rules.
Official sources
FundingPips Zero (instant)
- Profit target
- None
- Daily loss
- 3%from higher of balance/equityresets 00:00 UTC+3
- Max loss
- 5%trailing
- Min. days
- 7 daysprofitable, before payout
- Time limit
- Unlimited
- Profit split
- 95%
- Consistency
- Funded: None
- News / weekend
- News: not allowedWeekend: not allowed
Verified Oct 29, 2026
Firm notes
Max loss trails the highest recorded equity and locks at the initial size at +5%. 1% Max Open Risk and 3% (<$50K) / 2% ($50K+) risk per trade idea are the binding sizing limits. 7 profitable days (0.25%+) per rolling 30 days. News trading and weekend holding are hard breaches.
Official sources
2 Step Flex
- Profit target
- 10% / 8%
- Daily loss
- 4%from higher of balance/equityresets 00:00 UTC+3
- Max loss
- 12%static
- Min. days
- 1 dayper phase
- Time limit
- Unlimited
- Profit split
- 80% – 100%
- Consistency
- Eval: NoneFunded: 35%
- News / weekend
- News: restricted when fundedWeekend: not when funded
Verified Oct 29, 2026
Firm notes
Split chosen at purchase: 80% bi-weekly with 1 minimum day per phase, or 95% bi-weekly with 3 profitable days (0.5%+); on demand 100% with a 35% consistency score. No consistency rule on either bi-weekly split. Also sold: 1 Step Flex (12% target, 2% or 3% daily, 12% max, no minimum days). The old 1 Step Model is no longer offered.
Official sources
How Funding Pips measures the daily loss
The daily limit is where most challenges are lost. What counts, from which balance, and when it resets:
- 2 Step Standard: counted from the higher of balance or equity at the daily reset, resets at 00:00 UTC+3.
- 2 Step Pro: counted from the higher of balance or equity at the daily reset, resets at 00:00 UTC+3.
- FundingPips Zero (instant): counted from the higher of balance or equity at the daily reset, resets at 00:00 UTC+3.
- 2 Step Flex: counted from the higher of balance or equity at the daily reset, resets at 00:00 UTC+3.
Size your Funding Pips trades before you place them
The Funding Pips calculator turns your balance, risk per trade and stop loss into a lot size, so a single loss stays inside the daily limit. It is free and works without an account.
Related guides
Funding Pips rules: frequently asked questions
2 Step Standard: 5% (configurable: 5% / 3%, from higher of balance/equity, resets 00:00 UTC+3). 2 Step Pro: 3% (from higher of balance/equity, resets 00:00 UTC+3). FundingPips Zero (instant): 3% (from higher of balance/equity, resets 00:00 UTC+3). 2 Step Flex: 4% (from higher of balance/equity, resets 00:00 UTC+3).
2 Step Standard: 10% (static). 2 Step Pro: 6% (static). FundingPips Zero (instant): 5% (trailing). 2 Step Flex: 12% (static).
2 Step Standard: counted from the higher of balance or equity at the daily reset, resets at 00:00 UTC+3. 2 Step Pro: counted from the higher of balance or equity at the daily reset, resets at 00:00 UTC+3. FundingPips Zero (instant): counted from the higher of balance or equity at the daily reset, resets at 00:00 UTC+3. 2 Step Flex: counted from the higher of balance or equity at the daily reset, resets at 00:00 UTC+3.
2 Step Standard: None (Eval), 35% (Funded). 2 Step Pro: None (Eval), 35% (Funded). FundingPips Zero (instant): None (Funded). 2 Step Flex: None (Eval), 35% (Funded).
2 Step Standard: restricted when funded. 2 Step Pro: restricted when funded. FundingPips Zero (instant): not allowed. 2 Step Flex: restricted when funded.
2 Step Standard: not when funded. 2 Step Pro: not when funded. FundingPips Zero (instant): not allowed. 2 Step Flex: not when funded.
2 Step Standard: 3 days (per phase). 2 Step Pro: None. FundingPips Zero (instant): 7 days (profitable, before payout). 2 Step Flex: 1 day (per phase).
2 Step Standard: 60% – 100%. 2 Step Pro: 80% – 100%. FundingPips Zero (instant): 95%. 2 Step Flex: 80% – 100%.
Rules at other prop firms
Rules change often. Always check the current rules on the firm's own website before you buy a challenge. Fips is not affiliated with, sponsored by or endorsed by any of these firms, and nothing on this page is financial advice.
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