Topstep rules 2026: daily loss, max loss, consistency, news
The rules of every Topstep program we track (1), taken from the firm's official pages. Last checked on Sep 26, 2026.
Topstep programs at a glance
Percentages refer to the initial account balance. "—" means the value could not be verified.
Trading Combine → Express Funded Account
- Profit target
- 50K: $3,000100K: $6,000150K: $9,000
- Daily loss
- 50K: $1,000100K: $2,000150K: $3,000optional add-onpauses the day, no failnet session P&Lresets 5:00 PM CT
- Max loss
- 50K: $2,000100K: $3,000150K: $4,500end-of-day trailing
- Min. days
- None
- Time limit
- Unlimited
- Profit split
- 90%
- Consistency
- Eval: 55%Funded: 40%
- News / weekend
- News: restrictedWeekend: not allowed
Verified Sep 26, 2026
Firm notes
Combine consistency: best day must be 55% or less of the profit target, a hard line (50% until early Sept 2026); otherwise the target rises. No fixed minimum days, so 2 days in practice. The daily loss limit is an optional checkout add-on that pauses the session; it is mandatory only in the Live Funded Account. Max loss trails the end-of-day balance and locks at the starting balance. Flat by 3:10 PM CT daily. Monthly subscription. XFA Consistency payout path: 40%.
Official sources
- help.topstep.com/en/articles/8284197-trading-combine-parameters
- help.topstep.com/en/articles/8284204-what-is-the-maximum-loss-l…
- help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-t…
- help.topstep.com/en/articles/8284208-consistency-at-topstep
- help.topstep.com/en/articles/8284233-topstep-payout-policy
- help.topstep.com/en/articles/8284199-new-to-topstep-start-here
- help.topstep.com/en/articles/8284121-trading-combine-subscripti…
- help.topstep.com/en/articles/8284206-when-and-what-products-can…
- help.topstep.com/en/articles/13613539-risk-adjustments-high-ris…
- help.topstep.com/en/articles/10305426-prohibited-trading-strate…
How Topstep measures the daily loss
The daily limit is where most challenges are lost. What counts, from which balance, and when it resets:
- Trading Combine → Express Funded Account: counted from the session's net P&L, realized and open, resets at 5:00 PM CT, hitting it pauses trading until the next day instead of failing the account.
Size your Topstep trades before you place them
The Topstep calculator turns your balance, risk per trade and stop loss into a lot size, so a single loss stays inside the daily limit. It is free and works without an account.
Related guides
Topstep rules: frequently asked questions
Trading Combine → Express Funded Account: 50K: $1,000 / 100K: $2,000 / 150K: $3,000 (optional add-on, pauses the day, no fail, net session P&L, resets 5:00 PM CT).
Trading Combine → Express Funded Account: 50K: $2,000 / 100K: $3,000 / 150K: $4,500 (end-of-day trailing).
Trading Combine → Express Funded Account: counted from the session's net P&L, realized and open, resets at 5:00 PM CT, hitting it pauses trading until the next day instead of failing the account.
Trading Combine → Express Funded Account: 55% (Eval), 40% (Funded).
Trading Combine → Express Funded Account: restricted.
Trading Combine → Express Funded Account: not allowed.
Trading Combine → Express Funded Account: None.
Trading Combine → Express Funded Account: 90%.
Rules at other prop firms
Rules change often. Always check the current rules on the firm's own website before you buy a challenge. Fips is not affiliated with, sponsored by or endorsed by any of these firms, and nothing on this page is financial advice.
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